2026-04-27
Why Splivo
Rail-pickup friction, group-chat-as-receipt-tracker breakdown, and the local-first user-agency approach. The 3-act narrative behind the tool.
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SPLIVO
Blog
Product stories, engineering notes, and honest writing about how we think. Three inaugural posts. Sorted newest first.
2026-04-27
We’re not yet end-to-end encrypted — and here’s our roadmap
Honest about chat security. What we have today (encrypted in transit + at rest), what we don’t (E2EE), and the path forward.
Read more →2026-04-27
What splits with friends
A practical guide to splitting expenses with friends — group dinners, trips, roommate utilities. User-agency-first.
Read more →Want to read more about how we think? Browse our changelog for verifiable narrative of what shipped when.